PRIVAT BANKA- Fixed Bond 2 year
| 1/6 | This number is indicative of the risk of the product, being 1/6 indicative on lower risk and 6/6 of higher risk. | Entity attached to the Slovakian Deposit Guarantee Fund. The fund guarantees deposits on money up to 100.000€ per owner and entity. |
MAIN FEATURES:
- Account type: Fixed Rate Bond
- 2 year fixed term deposit
- Interest Rate (EAR): 1.04%
- Deposit: Min. 5.000€ – Max. 100.000€
- No Customer Service in English
- 100% Protected by The Deposit Guarantee Fund (FGD)
- Cancellation possible at anytime, losing your interests.
BASICS
Account type | Fixed Rate Bond – Personal |
Interest Rate (AER) | 1.04% |
Interest Payment | After maturity |
Changes on AER | Fixed rate |
Customer Service in English | No (Through the Bank) |
Fees | 0€/month |
Currency | Euro |
Online Management | Yes, through Raisin Platform |
| Fiscal Retention | The standard withholding of interest generated by deposits in Slovakia is 19%, but due to double taxation agreements between Slovakia and Spain, there is the possibility of reducing this withholding up to 0% if customers submit a Certificate of Fiscal Residence with agreement for Slovakia issued by the Tax Agency, between 1 year and up to 4 weeks before the expiration date. |
| Renewal | Available from 28 to 5 days before the expiration date. |
| Application | On-line. The opening and renewal of the savings account can be done through the Raisin Electronic Platform. Read more about Raisin on the “About the Supplier” tab above. |
Deposits in the bank are fully guaranteed by the Italian Deposit Guarantee Fund (Depositor Compensation Scheme) for amounts up to 100.000€ per depositor and per bank. More information here.
All member countries of the European Union have agreed on the need to offer greater protection to savers. Across Europe, the minimum requirements of the different deposit guarantee systems have been harmonized in recent years (EU Directives 94/19 / EC, 2009/14 / EC and 2014/49 / EU). These Directives offer a high level of standardized protection of deposits throughout the EU regulating the modalities or maximum terms for the return of the amounts.
REQUIREMENTS
Contract method | Online, through Raisin Platform. |
Min¡mum age | 18 |
Required documentation | NIE/Passport, Phone number. Other documentation might be requested upon application. In order to open a deposit with Privatbanka, it will be necessary to submit the certified “Opening Form” of the original deposit. |
Privatbanka of Bratislava, Republic of Slovakia, founded in 2005, was the first bank in Slovakia to specialize in offering private banking services, individual investment strategies and tailored investment solutions for affluent clients. Likewise, the bank has expanded its activities to other areas, especially in corporate banking and in the retail banking segment, with fixed-term deposits and corporate bonds.
Considering the size of its office network, Privatbanka is one of the smallest banks in the country, with only 13 points of sale. The professional team of private bankers together with experts in financial markets, have helped it consolidate its position in the private banking market, making the deposits of clients managed by Privatbanka reach 530 million euros. This has caused Privatbanka to become a dynamic and growing private banking provider in Slovakia and the Czech Republic. Privatbanka, despite its size, belongs to one of the banks with the highest long-term profitability in Slovakia. Last year, its net profit amounted to 9.4 million euros.
ABOUT RAISIN
Raisin was established in Berlin in 2013 and has quickly grown to become one of the most successful technology led financial services companies in Europe. In recent years, Raisin has attracted 200 million USD from investors such as PayPal, Thrive Capital, Index Ventures, and Ribbit Capital.
Raisin, which serves over 220,000 savings customers across Europe. Today, Raisin UK has one aim; to help UK customers save time and make money through our savings marketplace.
They provide savers with an easy way to apply for and manage savings products from a variety of partner banks which are guaranteed by the European Deposit Guarantee Scheme (DGS). All savings products on Raisin are protected up to an equivalent of 100.000€ per depositor and bank according to EU laws.
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