FIMBANK- Fixed Bond 6 Months
| 1/6 | This number is indicative of the risk of the product, being 1/6 indicative on lower risk and 6/6 of higher risk. | Entity attached to the Deposit Guarantee Fund in Malta. The fund guarantees deposits on money up to 100.000€ per owner and entity. |
MAIN FEATURES:
- Account type: Fixed Rate Bond
- 6 Month fixed term deposit
- Interest Rate (EAR): 0.46%
- Deposit: Min. 1.000€ – Max. 100.000€
- No Customer Service in English
- 100% Protected by The Deposit Guarantee Fund (FGD)
BASICS
Account type | Fixed Rate Bond – Personal |
Interest Rate (AER) | 0.46% |
Interest Payment | After maturity |
Changes on AER | Fixed rate |
Customer Service in English | No (Through the Bank) |
Fees | 0€/month |
Currency | Euro |
Online Management | Yes, through Raisin Platform |
| Fiscal Retention | In Malta there is no tax withholding for non-residents in the country. Therefore, it will not be necessary to present any document. |
| Renewal | Available from 28 to 5 days before the expiration date. |
| Application | On-line. The opening and renewal of the savings account can be done through the Raisin Electronic Platform. Read more about Raisin on the “About the Supplier” tab above. |
Deposits in the bank are fully guaranteed by the Malta Deposit Guarantee Fund (Depositor Compensation Scheme) for amounts up to 100.000€ per depositor and per bank. This protection covers the deposits of all customers, and not only of Maltese citizens. More information about the Malta Deposit Guarantee Fund can be found here.
All member countries of the European Union have agreed on the need to offer greater protection to savers. Across Europe, the minimum requirements of the different deposit guarantee systems have been harmonized in recent years (EU Directives 94/19 / EC, 2009/14 / EC and 2014/49 / EU). These Directives offer a high level of standardized protection of deposits throughout the EU regulating the modalities or maximum terms for the return of the amounts.
REQUIREMENTS
Contract method | Online, through Raisin Platform. |
Min¡mum age | 18 |
Required documentation | NIE/Passport, Phone number. Other documentation might be requested upon application. |
FIMBank p.l.c. It is a credit institution based in Malta. FIMBank has just celebrated its 25th anniversary in 2019 and is listed on the Malta Stock Exchange.
FIMBank is one of the leading international providers of commercial financing, factoring and forfaiting services, with operations in several of the world’s leading financial and commercial centers.
As an institution focused on supporting its clients, FIMBank seeks to optimize the business performance and growth strategies of all its clients, offering customized commercial financing solutions for corporate clients in more than 50 countries around the world.
FIMBank is a member of the KIPCO Group, one of the largest holdings in the Middle East and North Africa. The KIPCO Group employs more than 16,000 people in 60 countries.
ABOUT RAISIN
Raisin was established in Berlin in 2013 and has quickly grown to become one of the most successful technology led financial services companies in Europe. In recent years, Raisin has attracted 200 million USD from investors such as PayPal, Thrive Capital, Index Ventures, and Ribbit Capital.
Raisin, which serves over 220,000 savings customers across Europe. Today, Raisin UK has one aim; to help UK customers save time and make money through our savings marketplace.
They provide savers with an easy way to apply for and manage savings products from a variety of partner banks which are guaranteed by the European Deposit Guarantee Scheme (DGS). All savings products on Raisin are protected up to an equivalent of 100.000€ per depositor and bank according to EU laws.
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