BBVA- Online Deposit 13 Months
| 1/6 | This number is indicative of the risk of the product, being 1/6 indicative on lower risk and 6/6 of higher risk. | BBVA is affiliated with Spain’s Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100.000 euros for the total of all deposits established at BBVA per person. |
MAIN FEATURES:
- Account type: Fixed Rate Bond
- 2 year fixed term deposit
- Interest Rate (EAR): 0.02%
- Deposit: Min. 1.000€ – Max. 150.000€
- No Customer Service in English
- 100% Protected by The Deposit Guarantee Fund (FGD)
- Cancellation possible at anytime, losing your interests.
- Full or partial redemption, withdrawal, or early return of the principal invested will be subject to fees or penalties.
BASICS
Account type | Fixed Rate Bond – Personal |
Interest Rate (AER) | 0.02% |
Interest Payment | After maturity |
Changes on AER | Fixed rate |
Customer Service in English | No (Through the Bank) |
Fees | 0€/month |
Currency | Euro |
Online Management | Yes |
| Renewal | Yes |
| Application | This product can only be opened through bbva.es, subject to approval from Banco Bilbao Vizcaya Argentaria, S.A. |
BBVA is affiliated with Spain’s Deposit Guarantee Fund for Credit Institutions. The maximum amount guaranteed is €100,000 euros for the total of all deposits established at BBVA per person.
All member countries of the European Union have agreed on the need to offer greater protection to savers. Across Europe, the minimum requirements of the different deposit guarantee systems have been harmonized in recent years (EU Directives 94/19 / EC, 2009/14 / EC and 2014/49 / EU). These Directives offer a high level of standardized protection of deposits throughout the EU regulating the modalities or maximum terms for the return of the amounts.
REQUIREMENTS
Contract method | Online |
Min¡mum age | 18 |
Required documentation | NIE/Passport, Phone number. Other documentation might be requested upon application. |
BBVA is a Spanish multinational financial services company based in Madrid and Bilbao, Spain. It is one of the largest financial institutions in the world, and is present mainly in Spain, South America, North America, Turkey and Romania.
The bank was founded as Banco de Bilbao, on May 28, 1857, in Bilbao. BBVA’s operational headquarters are located in Madrid, in the “Ciudad BBVA” complex. It is Spain’s second largest bank after Banco Santander. It is listed on the Madrid Stock Exchange and is part of the IBEX 35 as well as the Dow Jones EURO STOXX 50.
As of December 31, 2018, BBVA’s assets amounted to 676,689 million euros, making it the second Spanish financial institution by volume of assets. In that same date, it had 7,963 offices, 125,627 employees and 74.5 million customers, and was present in more than 30 countries. At April 2, 2018, it was ranked the 42nd largest bank in the world by total assets.
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