N26 – Standard
N26 is a mobile bank account with which you control your finances wherever you are in the world. It includes a free debit Mastercard, 5 free cash withdrawals per month at any ATM in the Eurozone (2.00 € per additional withdrawal), has no minimum usage requirements, and allows payments abroad and international transfers without commissions.
- Customer Service always on-hand to help you in English, French, German, Spanish and Italian. Contact them via email, or connect via chat with an N26 expert right through your app.
- Monthly Fee 0€/month
- Free Euro IBAN Account.
- No need to change bank accounts.
- No ATM Fee within the Eurozone: 5 free ATM withdrawals per calendar month, 2.00 € per additional withdrawal
- No Card Fee
- No Transaction Fee
Online account management
24 hour service
Fee on foreign transactions
Sort code & account number included
- Card issuer: N26
- Card type: Debit MasterCard
- Only one Debit MasterCard per account
Card application fee
Monthly service fee
Annual service fee
Card replacement fee
Card cancellation fee
Foreign transaction Fee
Internet Purchase fee
ATM WITHDRAWAL FEES
ATM withdrawal fee in Eurozone, in Euros
5 free ATM withdrawals per calendar month, 2.00 € per additional withdrawal
Some ATM operators may charge you a direct fee, which is independent of our charges. The fee amount will be shown to you before the withdrawal at the ATM and collected by the ATM operator. N26 basic account is excluded. To open an N26 You account, you must meet the eligibility criteria. Please see the requirements under the tab “About the Supplier” above.
Please note, the information provided is for guidance only and should not be considered a legitimate arrangement. We strongly recommend you double check terms & conditions with the corresponding bank or institution before committing to any financial product, as the information could have been updated. ¡Si! Compare is not liable and will not be held responsible for the content in our guides and comparisons.
Discover a new banking experience
Open your free N26 bank account from your phone. Just download the app, sign up and receive your N26 Mastercard at home.
The first bank you’ll love
N26 lets you manage your bank account, spend and set money aside in real-time. All 100% mobile and under one app.
A free Mastercard as standard
Every N26 online bank account comes with a free Mastercard debit card, accepted worldwide and with free withdrawals in the EU. Use your app to set daily spending limits, lock or unlock your card and reset your PIN anywhere in the world, 24/7.
Your N26 account with Spanish IBAN
N26 is licensed bank, 100% digital and secure. Every N26 bank account is guaranteed by the Compensation Scheme of German Banks up to €100.000.
Automatic categorization of your spending
Not sure where all your money goes? Your account uses artificial intelligence to automatically categorize your spending and shows you in the app.
Start saving with Spaces
Still struggling to save some money? Try Spaces, the free feature that lets you create sub-accounts for organizing your finances or putting money aside in real-time. Create a space, set your savings goal and see how close you are to reaching it.
Push-notifications with your account activity
Stay up-to-date. Get a push notification immediately after all account activity, including card and mobile payments, ATM withdrawals, direct debits and transfers.
Premium plans for digital natives
Sometimes you need more than just a card for accessing your money. N26 premium memberships offer additional benefits such as free worldwide ATM withdrawals, travel insurance and mobile theft cover.
How to open my N26 account?
You can open an account in the app (on your smartphone) or in N26 for Web(new tab) if you:
Are at least 18 years old.
Are a resident of a supported country: Austria, Belgium, Denmark, Estonia, Finland, France, Germany, Greece, Iceland, Ireland, Italy, Liechtenstein, Luxembourg, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden, Switzerland, and the US.
Own a compatible smartphone.
Hold a supported ID.
Don’t already have an account with us
Are able to verify yourself in one of our supported languages: English, German, Spanish, Italian, or French. Please note that only English is supported in the UK.
This is how the sign-up process for an N26 bank account works:
After confirming your email, personal details, and shipping address, select the type of account you want.
Prove your identity and connect your smartphone to your new account.
As a new signup, you’ll be able to top up your account via Bank Transfer.
After a few days, you’ll receive your N26 Mastercard by post.