SANTANDER- Loan 123
MAIN FEATURES:
- Personal Loan for any purposes
- Interest: from 6.95% NIR. 9.53% APR
- Must have Santander 123 account.
- Must have paycheck or pension of at least 700€ into the Santander account
- Must sign up for Loan Protection Insurance with Santander
- Income Proof Required
- Borrow from 1.000€ to 90.000€
- Repay in up to 96 months
- No bad credit score accepted (ASNEF)
BASICS
Loan Type | Personal Loan |
Maximum Amount to Borrow | 90.000€ |
Minimum Amount to Borrow | 1.000€ |
Maximum Repayment Term | 96 months |
Minimum Repayment Term | 12 months |
How long to receive an answer | n/a |
How long to receive loan | 48/72 hrs after approval |
FEES & COSTS
Commissions | Yes |
Assessment fee | 0€ |
Arrangement fee | 2.25% of the loan |
Requires insurance contract | No |
Requires changing banks | Yes |
REQUIREMENTS
Income Proof Required | Yes |
Guarantor Required | No |
Bad Credit Accepted | No |
Available for a company? | No |
Available for self-employed? | Yes |
Available for unemployed? | No |
Available for pensioners? | Yes |
EARLY CANCELLATION AND EXTENSIONS
Early Cancellation | Yes |
Early Cancellation Penalty | n/a |
OTHER INFO
Loan simulator on web | Yes |
Simulator includes loan fees | Yes |
How loan is sent | Transfer |
Repayment Methods | Direct Debit from bank account |
Banco Santander, S.A., doing business as Santander Group, is a Spanish multinational commercial bank and financial services company based in Madrid and Santander in Spain. Additionally, Santander maintains a presence in all global financial centres as the 16th-largest banking institution in the world. Although known for its European banking operations, it has extended operations across North and South America, and more recently in continental Asia.
Many subsidiaries, such as Abbey National, have been rebranded under the Santander name. The company is a component of the Euro Stoxx 50 stock market index. In May 2016, Santander was ranked as 37th in the Forbes Global 2000 list of the world’s biggest public companies. Santander is Spain’s largest bank.
As of 2017, Santander is the 5th largest bank in Europe with approximately US$1.4 trillion in total assets-under-management (AUM). Traded on the Euro Stoxx 50 stock market index, the bank has a total market capitalization of $69.9 billion.
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